News archive

November 2025.

2 reports from November 2025 — each one still carrying its full detail and original sources.

Canada CMHC: New Mortgage Rules Take Effect — Insured Cap Rises to $1.5M Nov 1

CMHC's new insured mortgage cap of $1.5 million took effect November 1, along with extended 30-year amortizations for first-time buyers. The changes aim to improve affordability in expensive markets like Toronto and Vancouver.

Policy Federal Reserve Cuts Rate to 4.25-4.50% — Third Cut of 2025 Nov 7

The Federal Reserve lowered the federal funds rate by 25 basis points to 4.25-4.50% in November. Chair Powell signaled a slower pace of cuts in 2026 as inflation remained sticky.