The Family Money Kit — Growers (ages 13–15)

Five printable pages for the years a kid starts earning, opens a bank account and meets their first scam. Gated to the parent, first name and email. Nothing about a child is collected.

5 printable pages Prints on a home printer Nothing about your child is collected

Five pages you print at home. These are the years money stops being pocket change and starts being earned, so the sheets are about agreements, records and fees rather than jars.

  1. The first-job agreement — what to settle before any paid work, and a grid to record it.
  2. A budget that survives a teenager — three lines, built from four weeks of real numbers.
  3. The bank-fee audit — the questions to ask about an account before it quietly costs money.
  4. The six-week micro-business sprint — one page, six weeks, a real customer at the end.
  5. Scams and skins — the page about in-app spending and the messages that arrive at fifteen.

Get the ages 13 to 15 kit

Free. We ask the parent or guardian for a first name and an email, then the sheets open straight away and we send you the link as well.

Nothing about your child is asked for or stored. One email a month at most, and you can leave any time.

Educational information only, not financial advice. Print and use it however suits your family; the amounts are left blank because there is no correct one.