The Family Money Kit — Makers (ages 16–18)

Four printable pages for the two years before a kid turns 18, when the paperwork starts being theirs. Gated to the parent, first name and email. Nothing about a child is collected.

4 printable pages Prints on a home printer Nothing about your child is collected

Four pages for the two years before your kid is legally an adult. Print them, work through them together, and they arrive at eighteen with the paperwork already done instead of a birthday and a shrug.

  1. The pay stub decoder — every line on a first paycheque, and why the number is lower than the number they agreed to.
  2. The turning-18 checklist — what to open, in what order, and what to deliberately leave alone.
  3. A first budget worksheet — built from four weeks of real numbers, not a wish.
  4. The account-transition page — what happens to a youth account and a kids trust account on the birthday.

Get the ages 16 to 18 kit

Free. We ask the parent or guardian for a first name and an email, then the sheets open straight away and we send you the link as well.

Nothing about your child is asked for or stored. One email a month at most, and you can leave any time.

Educational information only, not financial advice. Print and use it however suits your family; the amounts are left blank because there is no correct one.