How to run a level
Hand them the Quest panel and leave them with it. Read the Playbook yourself before you say anything. Then do the activity together, once, and stop — a level that runs long is a level nobody does twice.
Ages 13–15
Growers
“Earning, choices, and your first real accounts” — First income, a budget that survives a teenager, bank fees, a six-week micro-business sprint, scams and in-app spending, and where the education money lives.
Growers, level by level
6 levels, in order but not locked to it — you can jump. Level 01 is open to everyone; levels 02 to 06 ask a parent for a first name and an email, once. Progress is kept in this browser only; there is no account and no child login.
Tier progress 0 of 6 levels
Stored in this browser only.
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Your first real income
Getting paid by a parent is practice. Getting paid by a stranger is the real thing, and it changes how you see every price. 20 minThe First Customer Badge Status: Not started -
A budget that survives a teenager
Most budgets fail because they were a wish. Write down what you actually spend for four weeks first, then plan from the real number. 20 minThe 30-Day Badge Status: Not started -
Banking without getting eaten by fees
A fee is a price. Compare accounts on what they charge before you look at anything they advertise. 20 minThe Fine Print Badge Status: Not started -
The micro-business sprint
Six weeks, one small business, one page of real numbers at the end. Profit is what is left after everything, and most people find that out late. 25 minThe Profit & Loss Badge Status: Not started -
Scams, skins and in-app everything
Games are designed by people whose job is to make you spend. Knowing the design is not the same as being weak — it is the defence. 20 minThe Scam Spotter Badge Status: Not started -
Where your education money lives
Somebody has been saving for your education, or has not been able to yet. Read the statement together at fourteen rather than finding out at eighteen. 20 minThe Statement Reader Badge Status: Not started
The first card, and the education money
Thirteen to fifteen is where a card and an app start earning their place, and where reading the education-savings statement stops being abstract.
Accounts for 13–15