How to run a level
Hand them the Quest panel and leave them with it. Read the Playbook yourself before you say anything. Then do the activity together, once, and stop — a level that runs long is a level nobody does twice.
Ages 8–12
Saplings
“How money actually works” — Where money comes from, the three jars, wants versus needs, saving for something big, money that grows, and why ads exist.
Saplings, level by level
6 levels, in order but not locked to it — you can jump. Level 01 is open to everyone; levels 02 to 06 ask a parent for a first name and an email, once. Progress is kept in this browser only; there is no account and no child login.
Tier progress 0 of 6 levels
Stored in this browser only.
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Where money comes from
Money is not made by the bank machine. Somebody did work, and somebody paid them for it. 15 minThe Paycheque Badge Status: Not started -
Three jars: Spend, Save, Give
Split every dollar three ways before any of it gets spent. 20 minThe Three Jars Badge Status: Not started -
Wants vs needs
A need keeps you going. A want makes the day better. Both are allowed — they just get paid in a different order. 15 minThe Sorter Badge Status: Not started -
Saving for something big
Waiting is a skill, and a paper thermometer on the fridge is the cheapest way to practise it. 20 minThe Long Game Badge Status: Not started -
Money that grows
One cent, doubled every day for a month, ends up worth more than a million dollars today. Nobody believes it until they do the multiplication themselves. 15 minThe Magic Penny Badge Status: Not started -
Ads are trying to sell you something
Every ad makes a promise about who you will be. Say the promise out loud and most of them stop working. 20 minThe Ad Spotter Badge Status: Not started
The accounts that fit this age
At eight to twelve the point is watching a balance go up rather than spending from it — a children’s savings account and a jar cover it between them.
Accounts for 8–12